Why Treasury Yields Near 5 Percent Are Keeping Your Mortgage (and Business Loan) Expensive

Key Takeaways

• Treasury yields near 5 percent are contributing to high mortgage rates
• Business loan rates are also affected by high Treasury yields
• The Federal Reserve's interest rates are not the only factor influencing loan rates
• Treasury yields have a significant impact on the overall cost of borrowing
• High Treasury yields can limit borrowing and slow economic growth