The KoinWorks era: What Indonesia’s SME lending journey has taught the next generation

The KoinWorks era: What Indonesia’s SME lending journey has taught the next generation

Indonesia’s SME lending ecosystem looks different in 2026 than it did five years ago. The peer-to-peer lending sector that produced KoinWorks, Investree, Modalku, Akseleran, and dozens of others has consolidated. The number of OJK-licensed P2P lenders has fallen sharply since 2022. The platforms that remain — KoinWorks among the most prominent — operate inside a […] The post The KoinWorks era: What Indonesia’s SME lending journey has taught the next generation appeared first on e27 .