- FGN bonds provide a risk-free, government-backed investment with predictable coupon payments. - Current market conditions suggest interest rates have peaked, making now an ideal time to lock in yields. - Falling inflation and potential CBN rate cuts are expected to drive capital appreciation for existing bondholders. - Individual investors benefit from tax-exempt interest, enhancing net returns. - Risks include fiscal deficits linked to oil price volatility and secondary market liquidity constraints. - Investors with