- KSE (Knowledge, Skills, Experience) is the primary foundation for resilient business, superior to capital. - Avoid debt traps; bank loans are rigid obligations that can force business failure. - Use the 'Middleman' (arbitrage) strategy to enter markets without heavy infrastructure investment. - Focus on sales and cash flow before investing in 'packaging' (offices, branding). - Avoid the 'cultural tax' of status-seeking behaviors that drain capital. - Prioritize equity and individual investors over bank debt to maintain control. - Adopt a 'pilot-first' approach to test assumptions before scaling.